Flood Mapping Modernization & Homeowner Empowerment Pilot Program

Current understanding

To be populated as evidence accumulates.

Evidence log

• 2025-02-06 — Disaster Resiliency and Coverage Act of 2025: cross-connection with residential-hazard-mitigation-grants: Both HR1105 and the Flood Mapping Modernization pilot target homeowner-level disaster risk reduction—one via mitigation grants/tax credits, the other via improved flood risk information. (novelty: 3)
• 2026-07-10 — Rescission of Floodplain Management and Protection of Wetlands; Minimum Property Standards for Flood Hazard Exposure; Building to the Federal Flood Risk Management Standard: cross-connection with hud-floodplain-wetlands-rule: Both concern how federal flood risk is defined and applied to housing—one on HUD’s project-level siting standard, the other on FEMA-map-based homeowner risk disclosure—so rescission of FFRMS narrows the federal footprint of flood risk in HUD-assisted housing even as mapping reforms proceed. (novelty: 2)
• 2026-06-29 — NFIP Premium Transparency Act: 2026-06 — Companion-adjacent measure HR9511 (NFIP Premium Transparency Act) was introduced and referred to the House Committee on Financial Services, targeting disclosure of NFIP premium calculations alongside broader flood mapping reforms. (novelty: 2) (novelty: 2)
• 2026-05-13 — Flood Mapping Modernization and Homeowner Empowerment Pilot Program Act of 2026: S.4515 (119th Congress), the Flood Mapping Modernization and Homeowner Empowerment Pilot Program Act of 2026, was introduced and referred to the Senate Committee on Banking, Housing, and Urban Affairs; it proposes updating federal flood mapping processes and empowering homeowners in map-related decisions. (novelty: 2)

Open questions

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