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Dossier Legislative introduced 29-jun-2026
Bill introduced in Congress — not yet passed by either chamber, and not law.

NFIP Premium Transparency Act

Key claim: The NFIP Premium Transparency Act (HR9511) would require greater disclosure of National Flood Insurance Program premium calculations and was referred to the House Committee on Financial Services in June 2026.

Abstract

(HR9511 · 119th Congress) Latest action (2026-06-29): Referred to the House Committee on Financial Services.

Why this matters

Flood insurance premiums are a growing component of housing affordability in coastal and riverine markets, and NFIP pricing under the Risk Rating 2.0 methodology has been opaque to policyholders. A statutory transparency requirement could affect renter pass-throughs, buyer decisions in flood zones, and builder siting choices, though as an introduced bill its practical impact remains contingent on committee action.

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Briefing card

NFIP Premium Transparency Act
Stage: introduced · congress · 29-jun-2026

The NFIP Premium Transparency Act (HR9511) would require greater disclosure of National Flood Insurance Program premium calculations and was referred to the House Committee on Financial Services in June 2026.

Cross-references (0)

None recorded — doctrine links and citations appear here as scans and citation sweeps find them.

External: congress:119-hr-9511:introduced

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