S.J.Res. 156 – CRA Disapproval of CFPB Regulation Z Earned Wage Access Rule Withdrawal

Current understanding

To be populated as evidence accumulates.

Evidence log

• 2026-03-26 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices”.: cross-connection with sjres153-cfpb-returned-deposited-item-fee-withdrawal: Part of a series of CRA joint resolutions in the 119th Congress disapproving CFPB actions withdrawing prior consumer-finance guidance. (novelty: 2)
• 2026-05-13 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work”.: Senate rejected the motion to proceed on S.J.Res. 156, leaving the CFPB’s withdrawal of its Regulation Z earned-wage-access rule in place; the CRA disapproval resolution did not advance. (novelty: 2)

Open questions

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