A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt”.
Key claim: The Senate rejected 50–50 a motion to proceed on S.J.Res. 141, a Congressional Review Act resolution that would have disapproved the CFPB’s withdrawal of Regulation F restrictions on deceptive and unfair medical-debt collection.
Abstract
(SJRES141 · 119th Congress) Latest action (2026-05-13): Motion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 50 - 50. Record Vote Number: 122. (consideration: CR S2265)
Why this matters
The failed motion to proceed leaves the CFPB’s withdrawal of Regulation F medical-debt collection restrictions in force, meaning debt collectors face no new federal-level bar on deceptive or unfair collection practices tied to medical debt. For consumers, existing FDCPA and state-law protections remain the operative regime; for collectors and healthcare-adjacent creditors, compliance obligations do not expand. The 50–50 vote also signals that CRA challenges to Bureau rescissions currently lack a Senate majority.