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Michigan Government Watch

Dossier Legislative introduced 29-jul-2026
Bill introduced in the Michigan Legislature — not yet passed by either chamber, and not law.

Civil procedure: bankruptcy; bankruptcy exemptions; modify. Amends sec. 5451 of 1961 PA 236 (MCL 600.5451).

Key claim: Michigan Senate Bill 1138 would modify bankruptcy exemptions under section 5451 of the Revised Judicature Act (MCL 600.5451).

Abstract

(SB1138 · 103rd Legislature) Civil procedure: bankruptcy; bankruptcy exemptions; modify. Amends sec. 5451 of 1961 PA 236 (MCL 600.5451). Sponsor: Sen. Mary Cavanagh (D) + 1 co-sponsor Latest action (2026-08-12): Senate Co-sponsor(s) Named: Mallory Mcmorrow

Why this matters

Bankruptcy exemptions determine what property Michigan debtors can shield from creditors during insolvency, directly affecting household financial resilience and creditor recovery. Amendments to MCL 600.5451 shift the balance between debtor protection and creditor rights, with downstream effects on lending, wages, and homeownership.

Source

Link

Briefing card

Civil procedure: bankruptcy; bankruptcy exemptions; modify. Amends sec. 5451 of 1961 PA 236 (MCL 600.5451).
Stage: introduced · legiscan · 29-jul-2026

Michigan Senate Bill 1138 would modify bankruptcy exemptions under section 5451 of the Revised Judicature Act (MCL 600.5451).

Cross-references (0)

None recorded — doctrine links and citations appear here as scans and citation sweeps find them.

External: legiscan:2156631:introduced

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