Insurance: health insurers; cost-sharing for insulin coverage; eliminate. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406qq.
Key claim: SB1033 would amend Michigan’s Insurance Code to eliminate cost-sharing requirements for insulin coverage by health insurers.
Abstract
(SB1033 · 103rd Legislature) Insurance: health insurers; cost-sharing for insulin coverage; eliminate. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406qq. Latest action (2026-06-11): Senate Co-sponsor(s) Named: Erika Geiss
Why this matters
Eliminating cost-sharing for insulin would shift the full cost of a common chronic-disease medication from insured Michiganders onto health insurers, expanding on incremental copay-cap approaches already circulating in the Legislature. It fits a national pattern of state insulin affordability laws and would benefit diabetic enrollees in state-regulated plans, while raising premium and cost-shifting questions for insurers. As an introduced bill, its status is early and its ultimate scope depends on which competing sec. 3406qq proposal (cap vs. full elimination) advances.