Insurance: health insurers; coverage for emergency refill of prescription medication for up to a 30-day supply; repeal. Amends sec. 3406o of 1956 PA 218 (MCL 500.3406o) & repeals sec. 3406w of 1956 PA 218 (MCL 500.3406w).
Key claim: Michigan SB0978 proposes to repeal the requirement that health insurers cover emergency refills of prescription medication for up to a 30-day supply.
Abstract
(SB0978 · 103rd Legislature) Insurance: health insurers; coverage for emergency refill of prescription medication for up to a 30-day supply; repeal. Amends sec. 3406o of 1956 PA 218 (MCL 500.3406o) & repeals sec. 3406w of 1956 PA 218 (MCL 500.3406w). Latest action (2026-06-18): Referred To Committee On Insurance
Why this matters
Emergency refill coverage is a safety-net feature for insured Michiganders who run out of medication outside of normal prescribing windows (weekends, holidays, travel, prescriber unavailability). Repealing the sec. 3406w mandate would remove a guaranteed insurance backstop for up to 30 days of emergency supply, shifting cost and access risk onto patients, pharmacists, and prescribers even as other legislative activity in the same insurance act expands prescription-drug cost-sharing protections.