Insurance: health benefits; certification for qualified health plan and qualified dental plan; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406mm. TIE BAR WITH: SB 0973’26
Key claim: Michigan SB0975 would amend the Insurance Code to add certification requirements for qualified health plans and qualified dental plans.
Abstract
(SB0975 · 103rd Legislature) Insurance: health benefits; certification for qualified health plan and qualified dental plan; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406mm. TIE BAR WITH: SB 0973’26 Latest action (2026-06-18): Referred To Committee On Insurance
Why this matters
Qualified health plan and qualified dental plan certification is the gatekeeping mechanism that determines which insurance products can be sold to subsidized enrollees on an ACA exchange. Codifying certification standards in Michigan’s Insurance Code is a prerequisite for a functioning state-based exchange and shapes which carriers—and which consumers—participate in the individual and small-group markets.