Insurance: pools; small business health pool; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding ch. 71A.
Key claim: Michigan SB1011 would create a small business health pool by adding Chapter 71A to the Insurance Code (1956 PA 218), expanding group health coverage options for small employers.
Abstract
(SB1011 · 103rd Legislature) Insurance: pools; small business health pool; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding ch. 71A. Latest action (2026-06-25): Referred To Committee On Insurance
Why this matters
For small employers in Michigan, health insurance costs and access to group coverage are persistent challenges that can affect hiring, retention, and wage decisions. Creating a state-sanctioned small business health pool would introduce a new risk-sharing vehicle under the Insurance Code, potentially lowering premiums or expanding coverage options for small firms and their workers. The measure sits at the intersection of insurance regulation and labor-market policy in the state.