Consumer credit: credit reports and reporting agencies; collection and reporting of medical debt information; regulate. Creates new act.
Key claim: HB6073 would create a new Michigan act regulating how medical debt information is collected and reported by credit reporting agencies.
Abstract
(HB6073 · 103rd Legislature) Consumer credit: credit reports and reporting agencies; collection and reporting of medical debt information; regulate. Creates new act. Latest action (2026-06-25): Referred To Committee Of The Whole
Why this matters
For Michigan consumers carrying medical debt, restricting how that debt appears on credit reports can materially affect access to credit, housing, and employment. For credit reporting agencies and medical creditors, HB6073 would impose a new state-specific compliance regime layered on federal FCRA rules. The bill extends Michigan’s broader medical-debt consumer-protection agenda into the credit-reporting arena.