Insurance: insurers; coverage for certain pediatric autoimmune neuropsychiatric disorders; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406pp.
Key claim: Michigan HB6148 would require insurers to cover certain pediatric autoimmune neuropsychiatric disorders by adding a new section to the Insurance Code.
Abstract
(HB6148 · 103rd Legislature) Insurance: insurers; coverage for certain pediatric autoimmune neuropsychiatric disorders; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406pp. Latest action (2026-07-01): Bill Electronically Reproduced 06/30/2026
Why this matters
This bill would extend Michigan’s insurance coverage mandates to include pediatric autoimmune neuropsychiatric disorders such as PANS/PANDAS, a category historically subject to coverage disputes because it sits at the intersection of infectious, autoimmune, and psychiatric diagnosis. If enacted, families of affected children would gain access to insurer-funded treatment, while regulated insurers would face a new required benefit category under the Insurance Code.