Civil procedure: foreclosure; public sale of property being foreclosed by advertisement; allow to be held virtually. Amends secs. 3208 & 3212 of 1961 PA 236 (MCL 600.3208 & 600.3212).
Key claim: Michigan SB0527 would amend the Revised Judicature Act to permit public sales of properties being foreclosed by advertisement to be held virtually.
Abstract
(SB0527 · 103rd Legislature) Civil procedure: foreclosure; public sale of property being foreclosed by advertisement; allow to be held virtually. Amends secs. 3208 & 3212 of 1961 PA 236 (MCL 600.3208 & 600.3212). Latest action (2026-07-03): Referred To Committee On Appropriations
Why this matters
Mortgage foreclosure by advertisement is the dominant nonjudicial foreclosure path in Michigan, and the in-person public sale requirement has been a fixed procedural cost for lenders, servicers, sheriffs, and bidders. Permitting virtual sales could lower administrative burden and broaden bidder participation, but also raises access, transparency, and due-process questions for borrowers whose homes or commercial properties are being sold. The change affects workflows for county officials, foreclosure counsel, and third-party purchasers across the state.