Private insurance group prenatal care coverage

Current understanding

Tracks Michigan private health insurance coverage mandates for group prenatal care services under the Insurance Code (1956 PA 218). HB4703, as passed by one chamber, would add sec. 3406ss requiring health insurers to cover group prenatal care services, paralleling the Medicaid-side mandate proposed in SB0415.

Evidence log

• 2026-07-29 — Human services: medical services; coverage for group prenatal care services; require. Amends 1939 PA 280 (MCL 400.1 - 400.119b) by adding sec. 109t.: cross-connection with medicaid-prenatal-coverage: PA 37 of 2026 (Medicaid group prenatal coverage) is the public-coverage counterpart to the Insurance Code amendment (sec. 3406ss) mandating the same coverage on the commercial side; the two form a paired public/private group prenatal care mandate. (novelty: 3)
• 2026-06-25 — Insurance: health insurers; coverage for group prenatal care services; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ss.: cross-connection with medicaid-prenatal-coverage: SB0415 (Medicaid, Social Welfare Act) and HB4703 (private insurers, Insurance Code) are paired bills extending group prenatal care coverage across both public and commercial payers. (novelty: 2)

Open questions

Related