Prescription Inhaler Insurance Coverage Mandate

Current understanding

SB1034 would amend Michigan’s Insurance Code (1956 PA 218) by adding sec. 3406xx to require health insurers to cover prescription inhalers. The bill follows the established pattern of sec. 3406-series drug-specific coverage mandates (e.g., epinephrine, insulin) and would extend guaranteed coverage to insured Michiganders who rely on inhalers for respiratory conditions such as asthma and COPD. Status: introduced.

Evidence log

• 2026-06-10 — Insurance: health insurers; coverage for prescription inhalers; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406xx.: cross-connection with epinephrine-coverage-mandate: Both are drug-specific coverage mandates added to 1956 PA 218 via new sec. 3406-series sections (3406xx for inhalers, 3406ww for epinephrine), reflecting a legislative pattern of mandating insurer coverage for specific life-sustaining prescription drugs. (novelty: 2)

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