Gender Transition Adverse Consequences Insurance Coverage Mandate

Current understanding

HB4468 would amend the Insurance Code (1956 PA 218) by adding sec. 3406ww to require Michigan health insurers to cover the adverse consequences of gender transition procedures as well as the adverse consequences of reversal of gender transition procedures. The mandate would extend insured benefits to patients experiencing complications from either direction of transition-related care, without directly mandating coverage of the transition procedures themselves.

Evidence log

• 2026-06-03 — Insurance: health insurers; coverage for adverse consequences related to gender transition and reversal of gender transition; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ww.: cross-connection with gender-reassignment-minors-prohibition: Both address the regulatory treatment of gender transition care in Michigan — one prohibits the underlying procedures for minors while the other mandates insurance coverage of adverse outcomes (including from reversal). (novelty: 3)

Open questions

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