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Dossier Legislative introduced 30-jun-2026
Bill introduced in Congress — not yet passed by either chamber, and not law.

FCRA Liability Harmonization Act

Key claim: The FCRA Liability Harmonization Act (HR5775) was ordered to be reported as amended by the House committee with a narrow 27-23 vote on June 30, 2026.

Abstract

(HR5775 · 119th Congress) Latest action (2026-06-30): Ordered to be Reported (Amended) by the Yeas and Nays: 27 - 23.

Why this matters

The FCRA Liability Harmonization Act would alter the damages framework under the Fair Credit Reporting Act, directly affecting consumer remedies and litigation exposure for credit reporting agencies, furnishers, and users of consumer reports. A close committee vote signals contested advancement rather than broad consensus, so the bill’s ultimate scope and enactment odds remain uncertain but worth tracking for banks, lenders, and consumer-finance firms.

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FCRA Liability Harmonization Act
Stage: introduced · congress · 30-jun-2026

The FCRA Liability Harmonization Act (HR5775) was ordered to be reported as amended by the House committee with a narrow 27-23 vote on June 30, 2026.

Cross-references (0)

None recorded — doctrine links and citations appear here as scans and citation sweeps find them.

External: congress:119-hr-5775:introduced

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