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Dossier Legislative introduced 23-jul-2026
Bill introduced in Congress — not yet passed by either chamber, and not law.

To amend the Federal Credit Union Act with respect to conversion modernization for privately insured credit unions.

Key claim: HR9900 would amend the Federal Credit Union Act to modernize conversion processes for privately insured credit unions.

Abstract

(HR9900 · 119th Congress) Latest action (2026-07-23): Referred to the House Committee on Financial Services.

Why this matters

Privately insured credit unions (those insured by American Share Insurance rather than NCUSIF) operate under distinct conversion procedures that industry advocates argue are outdated relative to federally insured peers. HR9900 signals continued congressional interest in easing charter/insurance conversion mechanics, which affects competitive parity between state-chartered privately insured credit unions and federally insured institutions. As introduced-only legislation, its impact is prospective.

Source

Link

Briefing card

To amend the Federal Credit Union Act with respect to conversion modernization for privately insured credit unions.
Stage: introduced · congress · 23-jul-2026

HR9900 would amend the Federal Credit Union Act to modernize conversion processes for privately insured credit unions.

Cross-references (0)

None recorded — doctrine links and citations appear here as scans and citation sweeps find them.

External: congress:119-hr-9900:introduced

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