To amend the Internal Revenue Code of 1986 to establish an exception for multiemployer plan participants to the requirements for automatic enrollment.
Key claim: HR6685 would amend the Internal Revenue Code of 1986 to except multiemployer plan participants from automatic enrollment requirements.
Abstract
(HR6685 · 119th Congress) Latest action (2025-12-12): Referred to the House Committee on Ways and Means.
Why this matters
Automatic enrollment requirements under the IRC (as expanded by SECURE 2.0) impose administrative obligations on retirement plan sponsors; multiemployer plans — jointly administered by unions and multiple employers — argue these rules fit poorly with their collectively bargained structure. HR6685 would narrow who is subject to the mandate, shifting compliance costs off multiemployer plan sponsors while leaving participants without the default-enrollment nudge. The proposal is incremental and status is ‘introduced,’ with no CBO score or markup yet.