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Dossier Legislative introduced 25-mar-2026
Bill introduced in Congress — not yet passed by either chamber, and not law.

Growing Deposit Insurance for the Future Act

Key claim: HR8088, the Growing Deposit Insurance for the Future Act, was referred to the House Committee on Financial Services in the 119th Congress, proposing changes to deposit insurance coverage.

Abstract

(HR8088 · 119th Congress) Latest action (2026-03-25): Referred to the House Committee on Financial Services.

Why this matters

Deposit insurance coverage limits directly shape depositor behavior, bank funding stability, and the size of the Deposit Insurance Fund. HR8088 is one of several 119th Congress proposals to revisit coverage levels following recent bank failures, and any increase would flow through to FDIC assessment rates and the small/large institution thresholds under 12 CFR Part 327.

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Growing Deposit Insurance for the Future Act
Stage: introduced · congress · 25-mar-2026

HR8088, the Growing Deposit Insurance for the Future Act, was referred to the House Committee on Financial Services in the 119th Congress, proposing changes to deposit insurance coverage.

Cross-references (0)

None recorded — doctrine links and citations appear here as scans and citation sweeps find them.

External: congress:119-hr-8088:introduced

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