S.J.Res. 155 – CRA Disapproval of CFPB FCRA Preemption of State Laws Rule

Current understanding

To be populated as evidence accumulates.

2026-03-26 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Bulletin 2022-01: Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act”.: cross-connection with sjres148-cfpb-medical-debt-bulletin-withdrawal: Both are CRA joint resolutions targeting CFPB actions that weaken consumer reporting protections; together they form a pattern of congressional pushback on CFPB deregulatory moves affecting FCRA-adjacent consumer data rights. (novelty: 3)
2026-05-13 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to “Fair Credit Reporting Act; Preemption of State Laws”.: Senate rejected the motion to proceed on S.J.Res. 155 (introduced), leaving the CFPB rule on FCRA preemption of state consumer credit-reporting laws in place; state-law preemption boundaries under FCRA remain governed by the existing CFPB rule, and individuals’ state-level credit-reporting rights are unaffected by this vote. (novelty: 2)