S.J.Res. 133 – CRA Disapproval of CFPB Background Screening Rule Withdrawal

Current understanding

S.J.Res. 133 sought to use the Congressional Review Act to disapprove the CFPB’s withdrawal of a Fair Credit Reporting Act rule on background screening, which would have had the effect of reinstating the withdrawn rule’s constraints on how consumer reporting agencies handle background-check data. The motion to proceed was rejected by voice vote, so the resolution did not advance and the CFPB’s withdrawal of the background-screening rule stands. For individuals subject to tenant, employment, and other background screening, this leaves the pre-rule status quo in place; for consumer reporting agencies and screening companies, no new FCRA obligations from the withdrawn rule take effect.

Evidence log

• 2026-03-26 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Bulletin 2022-01: Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act”.: cross-connection with sjres148-cfpb-medical-debt-bulletin-withdrawal: Part of the same cluster of CRA resolutions seeking to reverse CFPB rescissions of consumer reporting–related guidance. (novelty: 3)
• 2026-05-13 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Fair Credit Reporting; Background Screening”.: cross-connection with cfpb-circular-2022-04-data-protection: Both are Congressional Review Act actions targeting CFPB consumer-data instruments; this one addresses an FCRA background-screening rule withdrawal. (novelty: 2)

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