GSE Title Insurance Standards (Fannie Mae / Freddie Mac)
Current understanding
To be populated as evidence accumulates.
Evidence log
- 2025-05-06 — Protecting America’s Property Rights Act: HR3206 (Protecting America’s Property Rights Act) introduced 2025-05-06 would direct Fannie Mae and Freddie Mac to set risk-management standards for title insurance and similar state-regulated third-party products, and require an additional 1% of unpaid principal balance to be held as capital against any mortgage that fails to meet those standards — raising costs for lenders/builders using noncompliant products and potentially affecting closing-cost options for buyers. (novelty: 3)