Medicare Advantage MLR Transparency Act (HR9644)
Current understanding
The Medicare Advantage MLR Transparency Act (HR9644) is an introduced House bill that would strengthen transparency and reporting requirements around Medical Loss Ratios (MLRs) for Medicare Advantage plans. MLR rules govern the share of premium dollars insurers must spend on medical care versus administration and profit, so enhanced reporting could affect how CMS and the public evaluate MA plan spending. Status: introduced; no substantive rule change yet.
Evidence log
- 2026-07-15 — Improving Seniors’ Timely Access to Care Act of 2025: cross-connection with improving-seniors-timely-access-to-care-act-2025: Both impose new public reporting/transparency obligations on Medicare Advantage plans (PA metrics here; medical loss ratio there). (novelty: 2)
- 2026-07-15 — Medicare Advantage MLR Transparency Act: cross-connection with medicare-advantage-supplemental-benefits-transparency: Both bills expand Medicare Advantage plan reporting obligations — MLR spending disclosure alongside supplemental benefits data transparency. (novelty: 2)