Medical Debt Collection Protections

Current understanding

To be populated as evidence accumulates.

Evidence log

• 2026-03-26 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Bulletin 2022-01: Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act”.: cross-connection with medical-debt-collection-no-surprises-act: S.J.Res. 148 is a CRA vehicle to reinstate CFPB Bulletin 2022-01 guidance, complementing broader statutory medical debt collection protections. (novelty: 3)
• 2026-05-13 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt”.: Senate rejected 50–50 the motion to proceed on S.J.Res. 141, a Congressional Review Act resolution that would have disapproved the CFPB’s withdrawal of the Regulation F rule restricting deceptive and unfair medical-debt collection practices, leaving the CFPB’s withdrawal in effect. (novelty: 2)

Open questions

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