ERISA Electronic Disclosure Safe Harbor (Group Health Plans)
Current understanding
The Department of Labor has proposed a new ERISA safe harbor permitting group health plan administrators to furnish required participant disclosures electronically via website notice, with mandatory paper-copy availability and full opt-out rights for participants. DOL frames the rule as aimed at improving disclosure effectiveness and reducing plan administrative costs. Status: proposed rule; not yet finalized.
Evidence log
- 2026-07-23 — Electronic Disclosure by Group Health Plans Under ERISA: cross-connection with erisa-health-plan-claims-appeals: Both concern ERISA-governed group health plan participant disclosures and communications; electronic delivery safe harbor would apply to notices generated under the claims/appeals framework. (novelty: 3)