Stress Capital Buffer Requirement (Federal Reserve)

Current understanding

To be populated as evidence accumulates.

Evidence log

• 2026-10-02 — Modifications to the Capital Plan Rule and Stress Capital Buffer Requirement: Final rule (Nov 2025) modifies the Capital Plan Rule and Stress Capital Buffer so the SCB is calculated using a two-year average of supervisory stress-test losses rather than a single year, and shifts the effective date of each year’s SCB from October 1 to January 1. (novelty: 3)

Open questions

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