State Bank Parity (FDIC Host-State Laws)
Current understanding
To be populated as evidence accumulates.
Evidence log
- 2026-09-22 — State Bank Parity: FDIC proposed rule would exempt out-of-state state-chartered banks from host-state laws that do not apply to national banks, regardless of whether the bank operates a branch in the host state — extending national-bank-style preemption to state banks under the dual-banking system. (novelty: 3)