Small Bank Examination Cycle
Current understanding
To be populated as evidence accumulates.
Evidence log
- 2026-09-14 — Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks: Final interagency rule (OCC/Federal Reserve/FDIC) implements statutory change allowing insured depository institutions and U.S. branches/agencies of foreign banks with under $6 billion in total assets to qualify for an 18-month (rather than 12-month) on-site examination cycle, up from the prior threshold. (novelty: 2)
Open questions
Related
Contributing findings
Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks
14-sep-2026
novelty 2
per-area 2
introduces