S.J.Res. 146 – CRA Disapproval of CFPB Regulation Z ATR Successors-in-Interest Rule Withdrawal
Current understanding
To be populated as evidence accumulates.
Evidence log
- 2026-03-25 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Application of Regulation Z’s Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest”.: S.J.Res. 146 introduced and referred to the Senate Banking, Housing, and Urban Affairs Committee (2026-03-25); would invoke the CRA to nullify the CFPB’s withdrawal of its interpretive rule applying Regulation Z’s Ability-to-Repay requirements to certain successors-in-interest, which if enacted would restore the withdrawn interpretation and bar the CFPB from issuing substantially similar guidance without new authorization. (novelty: 2)
Open questions
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Contributing findings
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Application of Regulation Z's Ability-To-Repay Rule to Certain Situations Involving Successors-In-Interest".
25-mar-2026
novelty 2
per-area 2
introduces