S.J.Res. 141 – CRA Disapproval of CFPB Regulation F Medical Debt Rule Withdrawal

Current understanding

S.J.Res. 141 is a Congressional Review Act resolution that would disapprove the CFPB’s withdrawal of a Regulation F rule restricting deceptive and unfair collection of medical debt. On 2026-05-13 the Senate rejected the motion to proceed on a 50–50 tally, leaving the CFPB’s withdrawal of the medical-debt collection restrictions intact. Status: motion to proceed failed in the Senate; underlying withdrawal remains in effect.

Evidence log

• 2026-03-26 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Bulletin 2022-01: Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act”.: cross-connection with sjres148-cfpb-medical-debt-bulletin-withdrawal: Companion CRA resolutions targeting CFPB rollbacks of medical-debt consumer protections. (novelty: 3)
• 2026-05-13 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt”.: cross-connection with cfpb-medical-debt-collection-regulation-f: S.J.Res. 141 is the CRA vehicle whose failure locks in the CFPB’s withdrawal of the Regulation F medical-debt collection rule. (novelty: 2)

Open questions

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