S.J.Res. 125 – CRA Disapproval of CFPB Regulation F Pay-to-Pay Fees Withdrawal

Current understanding

To be populated as evidence accumulates.

Evidence log

• 2026-03-26 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Bulletin 2022-06: Unfair Returned Deposited Item Fee Assessment Practices”.: cross-connection with sjres153-cfpb-returned-deposited-item-fee-withdrawal: Both are CRA disapproval resolutions targeting CFPB withdrawals of junk-fee-related consumer protection guidance. (novelty: 2)
• 2026-05-13 — A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Debt Collection Practices (Regulation F); Pay-to-Pay Fees”.: S.J.Res. 125 introduced in the Senate to disapprove CFPB’s withdrawal of the Regulation F pay-to-pay fees rule; Senate rejected the motion to proceed, effectively blocking the CRA resolution and leaving the CFPB withdrawal in place. (novelty: 2)

Open questions

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