Regulation O Insider Lending (Member Banks & BHCs)

Current understanding

To be populated as evidence accumulates.

2026-08-06 — Extensions of Credit to Insiders: cross-connection with extensions-of-credit-to-insiders: FDIC’s threshold proposal parallels the Federal Reserve’s Regulation O framework governing insider lending at member banks and BHCs; both regimes use the same quantitative triggers for executive-officer and board-approval loans. (novelty: 2)
2026-08-04 — Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks; Bank Holding Companies: Federal Reserve proposed rule (2025) would modernize Regulation O by raising and indexing dollar thresholds for insider-lending limits and disclosures, clarifying application to passive asset-manager control presumptions, and reducing regulatory burden on member banks and BHCs. (novelty: 2)