FUTURES Act – Financial Supervisory Technology Assessment (HR8278)

Current understanding

To be populated as evidence accumulates.

2026-06-24 — Unleashing AI Innovation in Financial Services Act: cross-connection with ai-innovation-labs-financial-services: Both address regulator engagement with AI/technology in financial services—HR4801 creates sandbox pathways for regulated entities’ AI projects, while the FUTURES Act assesses supervisory technology adoption at agencies. (novelty: 3)
2026-06-24 — Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act: HR8278 (FUTURES Act), introduced and placed on Union Calendar No. 617 (2026-06-24), would require major federal financial regulators (Fed, CFPB, FDIC, Treasury, OCC, FinCEN, FHFA, NCUA) to assess technology for real-time supervisory assessments and procurement practices, and to report to Congress every five years on systems, workforce, upgrades, and data sharing. (novelty: 2)